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2024 Decor Trends For Bedrooms

Over the past few years, the way we use our homes—including our bedrooms—has changed drastically. But what about how we decorate—have our tastes for bedroom decor trends shifted too? The pandemic-fueled fervor to adapt these (and countless other) spaces to new ways of living led to an explosion of both DIY and designer-led makeovers and home-improvement projects, yielding results that were as unexpected as they were diverse. Maximalism stood up to modernity, a newfound value of craft had consumers rethinking their big-box purchases, and so much more.

The Shift in Bedroom Aesthetics

As we look ahead to 2024, it’s clear that the bedroom remains a focal point for design innovation and personal expression. AD PRO consulted with some of the industry’s leading tastemakers to uncover the bedroom decor trends they foresee rising above the rest in the coming year.

Richer Natural Colors

While neutrals in the bedroom may not seem like news, New York–based designer Alfredo Paredes anticipates a move away from “beigey sand and stone hues” in favor of richer natural colors. These tones can deliver the same soothing warmth, he notes, especially when “paired with the right lighting and grounded furnishings.” In his recent collaboration with Australian bedding manufacturer Cultiver, superstar stylist Colin King proves the theory with chic saturated shades like flax, truffle, and aubergine. “I wanted the collection to carry itself through the different seasons,” he notes of the textural linen bed covers, throws, and pillows.

Minimalist Bed-Making

In addition to shifting shades, the very act of bed-making itself is undergoing transformation. According to AD100 designer Adam Charlap Hyman, monastic two- and four-pillow arrangements are increasingly popular among clients. “I think this is a reaction to the department-store beds of our childhood that were laden with 10,000 pillows,” he says. Instead, Charlap Hyman’s Los Angeles– and New York–based firm has been leaning into the minimal styles of the 1920s, ’30s, ’50s, and ’60s.

The Rise of Vintage and Antiques

As the interest in 20th-century design continues to soar, so too will the incorporation of vintage pieces. Paredes believes that carefully curated antiques contribute “soul and depth” in the bedroom, arguing that furnishings from bygone eras “can connect the interior to the architecture of the home and its surrounding environment.”

AD100 and AD PRO Directory designer Corey Damen Jenkins agrees, asserting that antiques feed an increasing desire from clients for “individuality” or “uniqueness” within private, personal spaces. In a recent bedroom trend report for mattress manufacturer Stearns & Foster, Jenkins uncovered that requests for one-of-a-kind design elements are soaring among clients within his own firm and those of his contemporaries. Of his own approach, he comments, “There’s ways that we have tried to capture more individuality as it pertains to the bedroom, and as it pertains to decoration in particular—whether it be estate finds, online sources, going to flea markets, going to estate sales, going to online auctions.” That doesn’t always necessitate a big investment: “Sometimes it’s just a trinket a moment,” he adds, “you know, your child’s cup, or something that in itself has value and provenance because no one else has it.”

A Call for Color

Jenkins also reported that the call for color is ringing louder than ever. After completing a number of oatmeal and white-soaked interiors during the pandemic, he revealed that several clients had actually returned to him requesting that the firm reimagine their designs with more chromatic variety. “It is a myth that serene, neutral, pale colors are the best and most well-suited for sleep. There really isn’t a lot of science or research on this as far as which colors are more soothing, because everyone’s tastes are different,” he says. “We’ve done bedrooms that have been in bright sunshine yellow, and buttery, clean, and white because that client wants to jump out of bed and [be surrounded by] sunshine, positivity, and optimism.”

Embracing Color Drenching

Elizabeth Graziolo, founder of AD100 firm Yellow House Architects, seconds the notion, praising the act of “color drenching” as “far from a fleeting trend.” Often championing the firm’s signature golden shade within her work, Graziolo is a proponent of a “full-on, single-hue explosion across all room surfaces.”

The first half of the 2020s has been a dizzying inflection point for the design industry, leaving many to wonder which of these new modes will stick around. In the boudoir, where designers face the multifaceted challenge of balancing comfort and respite, utility and practicality, self-expression, and style, the decisions can seem endless. As we move forward into 2024, it’s clear that bedroom decor will continue to evolve, embracing richer colors, minimalist bed-making, vintage charm, and bold hues to create spaces that are as unique as those who inhabit them.

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Essential Steps to Securing Mortgage Preapproval

Embarking on the journey of purchasing a home is a significant milestone that requires meticulous planning and preparation. One of the crucial initial steps in this process is obtaining mortgage preapproval. This stage not only gives prospective buyers a clear understanding of their financial standing but also strengthens their position when making an offer on a home. Here’s a detailed guide on how to enhance your chances of getting preapproved and smoothly transition into homeownership.

1. Understand Your Debt-to-Income Ratio
Your debt-to-income ratio (DTI) is a critical factor that lenders evaluate during the preapproval process. It measures the percentage of your monthly income that goes towards paying debts. “It’s essential to understand your DTI as it directly influences the loan amount you might qualify for,” explains Realtor Kyle Ebersole. Most lenders prefer a DTI of 30% to 56%. Reducing your monthly debt obligations can improve your DTI, making you more attractive to lenders.

2. Avoid New Debts
In the months leading up to your home purchase, it’s wise to avoid taking on any new debts. Large purchases on credit, such as buying a car or furniture, can significantly impact your DTI and reduce the amount you might be preapproved for. “Even a $100 monthly payment could lessen your preapproval amount by thousands of dollars,” Ebersole cautions.

3. Boost Your Savings
Accumulating substantial savings is twofold; it covers closing costs and increases the down payment you can afford, potentially reducing the need for private mortgage insurance (PMI). “Aim to save at least 20% of the home’s purchase price as a down payment,” advises Ryan Nelson, founder and CEO of Rental Real Estate.

4. Early Discussions with Lenders
Engaging with a lender well in advance of your intended purchase can provide ample time to address any credit issues, budget appropriately, and save for a down payment. Mason Whitehead, a branch manager at Churchill Mortgage, recommends starting conversations with a lender as early as a year before you plan to buy a home.

5. Maintain Financial Stability
During the preapproval process, it’s vital to keep your financial situation stable. Avoid any major purchases, opening new credit accounts, or job changes as these can alter your financial profile and impact your preapproval status.

6. Gather Necessary Financial Documents
Being organized can expedite the preapproval process. Prepare and arrange all required documents such as pay stubs, tax returns, and bank statements. “Having these documents ready can make the process smoother and quicker,” Nelson points out.

7. Check Your Credit Score
Knowing your credit score is pivotal before applying for mortgage preapproval. It determines the interest rate you are eligible for and the loan terms. Obtain a free credit report from the major credit bureaus annually to check for any inaccuracies or areas for improvement.

8. Understand Different Levels of Preapproval
It’s important to understand the difference between prequalification and preapproval. Prequalification is a basic review of your finances, while preapproval involves a more thorough check and is more appealing to sellers. “Strive for full preapproval, as it demonstrates to sellers that your financial backing is secure,” Whitehead explains.

9. Be Prepared for a Home Appraisal
After obtaining preapproval, the next step is usually a home appraisal. This assesses the value of the property you intend to buy, which can affect the final loan amount and terms.

By following these steps, prospective homeowners can not only enhance their chances of getting preapproved but also position themselves as credible buyers in the competitive real estate market. Understanding the nuances of mortgage preapproval and preparing accordingly can lead to a more informed, and ultimately successful, home-buying experience.

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Finding Your Perfect Home By Choosing the Right Neighborhood

Deciding where to live is a complex decision, influenced by a variety of factors that range from the broad to the very specific. Whether you’re moving for a year or looking to settle down for a lifetime, the question, “Where should I live?” involves considering both your current lifestyle and your future aspirations. To help streamline your decision-making process and ensure you find a location that feels like home, here are some essential tips and considerations.

1. Proximity to Essential Services and Loved Ones
Evaluate the importance of being close to key places and people in your life. How close do you need to be to your family, friends, workplace, schools, healthcare facilities, and shopping centers? Consider the maximum commute time you are willing to tolerate each day and think about the availability of public transportation if you prefer not to drive.

2. Neighborhood Noise and Activity Levels
Your personal preference for peace or proximity to nightlife should guide your choice of neighborhood. Use tools like Google Maps to assess the location’s noise potential—be wary of proximity to fire stations, busy roads, railway tracks, and nightlife venues.

3. Employment Opportunities
If you’re relocating for work, research the local job market to ensure there are opportunities in your field. This is crucial if remote working is not an option for you. Check the U.S. Bureau of Labor Statistics for updates on local economic conditions.

4. Cost of Living
Understanding the financial implications of moving to a new area is crucial. Research local housing costs, utility expenses, and taxes to ensure they align with your budget. A real estate agent can provide valuable insights into the local market.

5. Homeownership Regulations
If you’re considering buying a home, check if there are any Homeowners Associations (HOAs) and what their rules are regarding property modifications. Some people appreciate the uniformity that HOAs enforce, while others prefer more freedom to customize their home.

6. Walkability and Public Transportation
Consider how easy it is to get around without a car. A high walkability score means you can accomplish most errands on foot. Additionally, check for bike lanes and public transit options to reduce dependence on a car.

7. Access to Green Spaces
The availability of parks and recreational areas can greatly enhance your quality of life, offering both health benefits and a place for leisure. Ensure the neighborhood offers ample green space if this is important to you.

8. Climate Considerations
The general climate and even microclimates within a city can affect your daily life. Some prefer the vibrancy of changing seasons while others favor more consistent weather. Tools like ClimateCheck can help you understand what to expect in terms of weather and environmental risks.

9. Safety and Community Feel
Safety is a paramount concern. Research local crime rates and speak to potential neighbors about the community’s security. Additionally, consider the general vibe of the neighborhood to see if it matches your lifestyle—whether it’s family-friendly, youthful, or suited for retirees.

10. Experience the Neighborhood Firsthand
If possible, spend time in the neighborhood at different times of the day and week to get a real feel for what living there would be like. Consider a short-term rental to test the waters before making a long-term commitment. Engage with locals to gather their views and experiences of the area.

By thoroughly researching and personally visiting potential neighborhoods, you can make an informed decision that aligns with your needs and preferences. Remember, choosing where to live is not just about finding a house but finding a community where you can thrive.

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Essential Outdoor Spring Cleaning Tips to Protect Your Home

As the frost of winter melts away and gives rise to the warmer breezes of spring, it’s not just the inside of your home that demands a refresh—your home’s exterior is equally in need of a thorough spring cleaning to repair any winter damage and prepare for the months ahead. Here are four crucial tasks every homeowner should tackle to maintain their property’s integrity and appearance.

1. Clear Gutters and Downspouts

Over the fall and winter, gutters and downspouts can become clogged with leaves, twigs, and other debris, which can lead to water damage if left unchecked. Cleaning out these areas ensures that water can flow freely away from your home, protecting the wood trim along your eaves from rotting. Additionally, make sure downspouts extend at least four feet from the foundation to prevent water from accumulating along your home’s base. After cleaning, it’s wise to check for leaks and seal any compromised seams with exterior-grade caulking to keep your system watertight.

2. Inspect Your Roof for Damage

Your roof is your home’s first line of defense against the elements and can sustain wear from snow, ice, and wind. Start your inspection by examining the roof from the ground with binoculars, looking for signs of damage such as missing shingles or compromised flashing. For a more thorough assessment, consider hiring a professional roofer who can safely identify and repair any issues. Don’t forget to inspect your chimney, especially if you use a fireplace or wood stove, checking for any damage to the masonry that may need attention.

3. Remove Algae and Moss from Your Roof

Algae and moss are more than cosmetic issues; they can retain moisture and lead to roof damage over time. Algae typically appears as dark streaks or spots and, while not directly harmful to shingles, can undermine the appearance of your home. Moss, which grows in damp, shaded areas, can lift shingles and create leaks. Removing these growths is best left to professionals who can apply a gentle yet effective solution of chlorine bleach and water to kill the growth without damaging your roofing materials. Regular trimming of tree branches over your roof will also help minimize debris and moisture that contribute to algae and moss growth.

4. Inspect Your Home and Attic for Signs of Water Damage

Post-winter is the ideal time to check your home for water damage, which is most visible in the attic. Look for wet insulation, stained ceilings, and signs of mold. These issues might indicate a leaky roof. Additionally, inspect the seals around windows and doors; deteriorating caulk can allow water to enter and cause further damage. Replacing hardened or cracked caulk will help keep your home dry and well-insulated.

By incorporating these four tasks into your spring cleaning routine, you can extend the lifespan of your home’s exterior components and avoid costly repairs. Regular maintenance not only preserves the health of your home but also enhances your living environment, ensuring that your home remains a safe and comfortable haven throughout the year.

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Military Home Insurance: The True Cost of Saving

For United States service members and veterans, military home insurance is more than just a policy—it’s a safeguard for your family’s future, providing crucial protection against damages, losses, and personal liability. However, in the quest for budget-friendly options, one might be tempted to opt for cheaper insurance policies. But it’s crucial to remember the old adage: you get what you pay for. This principle is especially true in insurance, where a lower cost can often mean compromised coverage.

One major pitfall of opting for less expensive military home insurance is the likelihood of receiving reduced coverage. This means lower limits on various types of coverage, which can lead to significant out-of-pocket costs in the event of substantial losses, such as from fire or theft. For example, if you’re insured under a policy with limited personal property coverage, the reimbursement for lost valuables might fall short of their actual value.

Moreover, cheaper policies may skimp on protection against hazards that disproportionately affect military families, such as natural disasters common in certain duty stations. Inadequate coverage in these areas could leave you financially vulnerable, unable to afford repairs or replacements after significant events like hurricanes or floods.

Another compromise associated with budget-friendly policies is the level of customer service. In the aftermath of a loss, you might find it challenging to reach your insurer, face delays in claim processing, or encounter resistance in fair claim settlement. This can add stress and financial strain during what is already a difficult time.

Additionally, military families often encounter unique circumstances, such as deployment-related risks or the need for off-base housing coverage. Cheaper insurance options may not adequately cater to these specialized needs, leaving significant gaps in your safety net.

It’s also vital to consider the rebuilding costs covered by your policy. Inexpensive plans might not provide sufficient funds to rebuild your home to its previous state, which could leave you facing considerable financial challenges. Certain policies might also contain exclusions or limitations that hinder your ability to claim effectively.

When selecting military home insurance, it’s essential to evaluate your family’s needs comprehensively. Quality customer service, tailored coverage for military-specific situations, and adequate financial protection in the event of a claim should all factor into your decision. Opting for a policy that meets these criteria, even if it costs a bit more, can provide greater peace of mind and more robust security for you and your loved ones.

In searching for the right military home insurance, prioritize policies that align with your unique requirements and offer substantial protection in the wake of a disaster. Trust and reliability should be your guiding principles, steering you toward a provider that understands the challenges and needs of military families.

Armed Forces Insurance, with over 135 years of service to the military community, embodies the dedication and trust required of a military insurance advisor. Located near Fort Leavenworth in Kansas, we pride ourselves on personalized service and a deep understanding of our clients’ needs. If you’re seeking guidance and straightforward advice for protecting your home and possessions, we’re here to help you navigate your options and find the coverage that best suits your military lifestyle.

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Common Mistakes in Attic Ventilation Installation and How to Rectify Them

Understanding the dynamics of attic ventilation is crucial for maintaining the integrity of your home’s roofing system. A well-balanced attic ventilation system is essential for ensuring efficient airflow, which helps protect the roof from damage and maintains a comfortable home environment. However, certain common errors can compromise the effectiveness of these systems.

Incorrect Placement of Vents

The efficiency of an attic ventilation system hinges on the correct placement of intake and exhaust vents. Fresh air should enter at the attic’s lowest point, typically near the soffits, and exit at the highest point, usually near the ridge. Placing intake vents too high or exhaust vents too low can disrupt the natural flow of air, diminishing the system’s effectiveness. Ensure that intake vents are near the roof’s edge and exhaust vents are at the highest point to facilitate optimal airflow.

Combining Different Types of Exhaust Vents

Integrating different types of exhaust vents in the same attic can lead to airflow short-circuiting, where vents function as unintended intakes. This can restrict airflow to specific areas and increase the risk of weather infiltration. Stick to one type of exhaust vent to maintain consistent airflow and prevent the mixing of exhaust products.

Overextending Ridge Vent Openings

While extending a ridge vent across the entire ridge might appear aesthetically pleasing, unnecessary length can disrupt the ventilation balance. Ensure the ridge vent opening aligns with the attic’s exhaust needs without exceeding them. This maintains the ventilation system’s balance and prevents excessive exhaust.

Neglecting Maintenance of Intake Vents

Over time, intake vents can become clogged with debris, dust, or insulation materials, hindering airflow. Regularly inspect and clean these vents to prevent blockages. Additionally, ensure that attic insulation does not cover the vents by using baffles to maintain clear air pathways.

Inadequate Intake Ventilation

Adequate intake is the cornerstone of effective attic ventilation. Lack of sufficient intake can render exhaust vents inefficient, putting additional strain on powered vents and potentially leading to motor failure. Verify that your attic has enough intake to match the exhaust capabilities, ensuring a balanced and efficient system.

By addressing these common mistakes, homeowners can enhance their attic ventilation systems, extending the life of their roof and improving their home’s overall comfort. Regular inspections and maintenance of ventilation components can prevent these issues and contribute to a healthier, more durable home.

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