Occasionally, because Bedico Creek Preserve is such a popular neighborhood on the northshore of Lake Pontchartrain in New Orleans, Louisiana, we will have newspaper, magazine, and online articles and blogs written about our master-planned community. We feature these articles in our Press Room area. Also, we sometimes create press releases for special news and events that are happening at Bedico Creek Preserve. You can find all of this information, plus make media inquiries all right here in our Press Room.

A Mortgage Can Do a Lot When It Comes to Your Home

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When it comes to mortgages, they are generally thought of as just for buying or building a new home. A mortgage can also come in handy when it comes to renovations, repairs and restorations. This means when you are in the market for a mortgage, you need to understand what the different loan types are.

Private loans are only offered by private lenders. They are offered to approved homebuyers and come as conventional, construction and jumbo. A buyer must have a good credit history, 10% to 20% of the loan’s value for a downpayment, and want the most attractive current rates available for a conventional loan. For a construction loan a buyer must have an excellent credit history, must be building a new home on purchased land and have a bit of a longer timeline than most. A jumbo loan a buyer has to have an excellent credit history, a home valued over $424,100 and a high down payment.

Government-backed loans are backed by the government. An FHA loan is for a homebuyer with a low income, only has 3.5% to 10% for a down payment and can also be a first-time homebuyer. A USDA Rural loan is for a homebuyer who lives in a rural area, has a low income and little downpayment and is fixing up the home. A VA loan buyer has to have had at least six months of military, reserves or National Guard service, or a spouse of a veteran who died in active duty and fair credit history.

Purchasing a home is a very exciting time and financing your home should be also. Understanding the different types of financing can help reduce the stress of the process and make it much more enjoyable.

Click Here For the Source of the Information.

Ideas To Use To Increase Your Home’s Curb Appeal

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When it’s time to sell your home, the curb appeal is important. Remember that the curb appeal is your home’s first impression. Here are several projects which will help make that good first impression.

1. New siding

Remodeling Magazine put out the Cost vs. Value Report which said that replacing your siding will increase the value of your home. It can be a chunk of change, but you will recoop around 94% of what you spent.

2. Well-maintained lawn

Driving up to a home with a brown front lawn, or an unkept lawn that is overgrown is not the greatest first impression. During the warmer months when the grass grows quickly, you will need to mow the lawn at least once a week. If you have to fix some dead patches, then you can use grass seed or sode tile to patch it up good as new.

3. Clean windows and driveway

Cleaning your windows is a quick and easy project. You will enjoy the clean look on the outside as well as the inside.  A Clean window allows more natural light to come through, which will improve the look and feel of your home’s interior as well!  Pressure washing your driveway also makes your curb appeal pop. This can be done by renting a pressure washer or using your own.

4. Exterior lighting and a new front door

Low voltage lighting can be added to your landscaping that will highlight your curb appeal. According to the National Association of the Remodeling Industry a new front door will improve the livability of your house and its energy efficiency. The return on this investment is around 63%.

5. Energy-efficient windows and new garage door

Replacing all of your windows comes with a big price tag but can work to your advantage. New windows will update your home on the outside and the inside and it will also reduce utility costs and help with energy efficiency. Replacing the garage doors is very good to appeal to your curb appeal. According to the NARI, you will recoup 100 percent of your investment.

6. Adding a deck or patio and shuttered windows

Adding a wooden deck will not only expand your living space but will also bring a return on your investment. Shutters will increase value and add a lot to your curb appeal. They come in vinyl, wood, aluminum, composite and fiberglass.

These ideas are projects that will help your home make a great first impression and add value to your home. Remember when maintaining and keeping your exterior on your home up will not only help avoid costly bills down the road.

Click Here For the Source of the Information.

Money Saving Tips for Homeowners From the Pros

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Saving money as a homeowner can be challenging but professionals in the industry have several tips that can help reduce around your home so you have more money to save.

1. Avoid paying thousands on home appliance repair costs

Appliances, especially if they are old and untrustworthy can cost you more than you should really shell out. In fact a broken refrigerator can cost you thousands of dollars in repair costs. If you haven’t been caught in a pickle yet, think about getting a home warranty. A home warranty can help you pay for surprise repairs and replacement costs.

2. Go solar and cut your electricity bill

Your energy bills can be daunting and can hold you down each month. Solar energy can help you reduce your home’s electricity costs. There are systems out there they will not only help you with savings but also potentially give you more power.

3. Save big on your energy bill by replacing your home’s windows

A window that was installed poorly or has cracks in the seals or panes, can drain your home’s energy. In fact, tons of your heat or cool air from your HVAC system can be lost through faulty windows. Replacing your home’s windows with certified energy-efficient windows can save you big bucks in the long run by saving tons on your energy bills.

4. Eliminate expensive gutter cleaning costs

Cleaning your gutters several times a year is a burden for you and a huge unnecessary expense if you hire a professional each time. The solution is to upgrade your gutters to a system that remains clear and clog free. There are many systems on the market today that have a lifetime warranty.

5. Lower your homeowner’s insurance premium by getting home security

Many insurance companies out there will give a homeowner a discount on their rate if they have a monitored security system. A system can detour a burglary or if one takes place and your system is on, they might pay your insurance deductible.

7. Don’t let pests drain your bank account

Pests such as rodents, termites and cockroaches will destroy your home and its structure. This can end up costing thousands of dollars in the long run. Getting regular inspections and treatments by professionals is imperative.

All of these tips can help you save money now and money in the long run. It is important to always keep your home and all its parts working and running smoothly.

Click Here For the Source of the Information.

Starry Saturday, November 18, 2023

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Celebrate the holidays in Hammond at this event.


Starry Saturday

Downtown Hammond
Hammond LA 70403

November 18, 2023
8am – 9pm
 

Free Event.

Click Here for More Information.

248th Marine Corps Birthday Ball, October 28, 2023

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Come celebrate the Marine Corps history and traditions in Covington.

Marine Corps Birthday Ball

October 28, 2023
6pm – 11pm

American Legion Hall Post 16
2031 Ronald Reagan Highway
Covington, LA 70433

$100

Click Here to Get More Information!

Photos With Santa, November 19 & 20, 2023

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This event will be held in Covington.

Photos with Santa

Southern Hotel
428 E. Boston St
Covington, LA 70433

November 19 & 20, 2023

9 am -5 pm

Price: $30 (one download)

 

Click Here for More Information.