Open Mic Comedy, March 5 & 26, 2022
This is at The Hideaway Den & Arcade in Mandeville.
Open Mic Comedy
March 5 & 26, 2022
8:30pm
The Hideaway Den & Arcade
800 N. Causeway Blvd., Ste. 1D
Mandeville, LA 70448
This is a free event.
This is at The Hideaway Den & Arcade in Mandeville.
Open Mic Comedy
March 5 & 26, 2022
8:30pm
The Hideaway Den & Arcade
800 N. Causeway Blvd., Ste. 1D
Mandeville, LA 70448
This is a free event.
This is the second in its Northshore Classics series in Covington.
Mozart’s Prague Symphony
March 5, 2022
7:30pm – 10pm
Saint Paul’s School | Briggs Center
919 S Jefferson Ave
Covington, LA 70433
Price: $37, Adults, $10 Students & Children
This event is in The Southern Hotel in Covington.
Be Well, Stay Well Weekend
Southern Hotel
428 E. Boston St
Covington, LA 70433
March 3 & 4, 2022
Price: Starts at $900 per couple
Click Here for More Information
Whenever a buyer thinks about a downpayment twenty percent comes to mind. This is a common misunderstanding that homebuyers have to come up with twenty percent. According to Lending Tree over half of the people surveyed said that a down payment is the biggest deterrent to purchasing a home.
Freddie Mac states “The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20 percent is necessary.”
The Profile of Home Buyers and Sellers from the National Association of Realtors (NAR) reports that the median down payment hasn’t been over twenty percent since 2005. The current average downpayment is twelve percent and even lower for first-time homebuyers at 7%.
There are benefits to putting 20 percent down on a new home. One of the best perks is not having to obtain Private Mortgage Insurance (PMI). PMI is insurance that protects your mortgage lender in case you do not make your mortgage payments. Even if you are unable to put twenty percent down, you can ask your lender to remove PMI once you have obtained twenty percent equity in your home.
There are even good benefits for those who can put over twenty percent down. The more money you put down, the better interest rate you can get. This is not wise to do if you might need the cash in the near future. A first-time homebuyer might also opt-out from doing this because you might run into unplanned repairs or updates.
Saving for a downpayment can take time for some and be stressful. Trying to save 20 percent or more might take some months, years, or even longer. Waiting to save this much might not be in your best interest because you might miss out on a good opportunity. As you save money home vales are going up and you will lose out.
Currently, the mortgage rates are at historic lows. There are several programs that are for homebuyers to purchase a home with no money down. There are also some programs that will accept as little as 3% down.
If you are considering purchasing a home, contact a local Realtor who can help you with the loan, downpayment and home buying process. Remember interest rates are low and you do not need a huge down payment to thrive as a new homeowner.
Now more than ever our home has become our sanctuary. Everyone has spent more time in our homes in the last 18 months than ever. Here are twelve trends that professionals predict for 2022.
Furniture designs are becoming a bit softer this year with curved edges and feminine shapes. This will make the room feel more cozy and safe but with bold colors and big designs. Furniture will become more of an artwork according to designer Linda Hayslett of LH. Designed. The pieces will be more refined but will also blend with function. She says to picture softer curves with a gorgeous naked back. Comfort is not the only thing homeowners are looking for, they also want something fun and striking that creates an interesting and memorable space.
Professionals predict that your cabinets in your kitchen, powder room or mudroom will be more creative styles. Beveled shaker cabinets are coming back into style. The shaker today will be more beveled than standard with a combination of shaker styles and rails giving a more unique look.
“I think (and hope) that 2022 is the year more creative cabinetry styles will go mainstream,” says designer Kate Lester of Kate Lester Interiors. “If you’re going for a more contemporary look, I always suggest something a little different, like a vertical paneled door detail or a flat-panel style with a really unique piece of hardware.”
“Sustainability is the new sexy—and, in 2022, we predict consciously-designed and responsibly-manufactured products to be at the forefront of every home,” says Georgie Smith and Hilary Gibbs, founders of recycled tile company LIVDEN. “From building materials to furniture, consumers are looking to adopt more innovative products that are designed from the start with sustainability in mind. Next year and beyond, we see widespread adoption of green technology in residential interiors. From smart thermostats to innovative recycled water systems, homeowners will not only be more conscious of their consumption but will also actively look to reduce their energy and water usage. Sustainability doesn’t have to mean sacrificing beautiful design. In 2022, we predict a surge of colorful and bold sustainable materials and products that will force us to reimagine what sustainable design is and can be.”
This speaks for itself when it comes to decorating a space. You can layer the simple basic neutral palettes in different textures to get this look. “We’ll definitely be seeing an uptick in texture in 2022—the more, the better!” says designer Andi Morse of Morse Design. “There will be more soft velvets and boucle fabrics mixed with woven furniture and sisal carpets. These elements help add warmth, creating an inviting space.”
“Next year, we’re going to see modern interpretations of Parisian-inspired designs as a popular home trend,” says Kelley Carter, Bloomingdales’ Home Fashion Director. “The intersection of color and materials will be a focal point here, with pastels and metallics coming together to create an inviting space. By bringing in design pieces made of translucent materials—like colored glass and iridescent crystal—they can create a glowing effect when you place them in an area of the home with plenty of natural light. It’s a nice way to brighten up the space and create a dreamy, warm atmosphere typical of Parisian culture.”
The foyer is the first place a person sees the interior of your home. This is the place where you will make a first impression. “One of my favorite new trends for 2022 is fun in the foyer,” says designer Hillary Stamm of HMS Interiors. It’s the first room people see when they come to your home, so don’t be afraid to make it amazing! From vintage rugs to books and baskets, aim to create a styled but welcoming vibe.”
Homes have become more of live work and play space since the pandemic. Many rooms have learned to become flex zones such as a dining room for eating and a classroom for school from home. “Be it wet or dry, everyone wants a gorgeous, tricked-out bar in their homes right now,” says Scheer. “While it’s a holdover from the pandemic, I think it’s a trend that’s here to stay and I’m not the least bit mad about it.”
“Green has always worked beautifully in interiors, especially when clients ask to bring the outdoors in,” adds designer Caroline Turner. “However, I think 2022 will be the biggest year yet for the versatile hue. Whether the application is big (my preference) or small, the right green can really pack a punch. Olive, sage, emerald, and forest are some of my favorites.”
Bringing the outdoors in through color has become ever so more popular these days. “The new neutrals for home colors are actual nature colors,” says Hayslett. “The past couple of years, people have had to spend more time outdoors, where the colors are always calming and never too stark, bright or loud. 2022 will see more designs bringing in those muted nature colors such as leafy greens, bark browns, ocean and sky blues, sandy beiges, cloudy whites, and more into the home.”
Second-hand shopping has become the rage as supply-chain issues have pumped the breaks on new home items. Furniture delivery is now months to a year away for most retailers. Vintage and antique furniture will become even more popular this year. “With the massive shipping delays and increased raw material prices we’ve seen as of late, vintage pieces have become even more desirable,” explains Lauren Meichtry of Elsie Home. “I’ve seen some stunning vintage pieces brought back to life with new upholstery and a little refinishing. Nothing like a global pandemic to force our hand into getting even more creative.”
“The pandemic has impacted every facet of life but especially our homes,” says Turner. “More and more time spent at home creates the need for privacy within. A big part of our job today is creating niches and nooks that feel calm and private. We’re adding walls and openings more often than we are knocking them down. The additional design opportunities are a bonus—the more closed rooms, the more creative you can be. One large open floor plan often relies heavily on neutrals and repetition to not overwhelm the eye, while a more closed floor plan has natural transition points that help a big design moment feel contained.”
“Homeowners are putting more investment into their exterior spaces than ever before,” says Jean Brownhill, founder of Sweeten. “Homeowners are moving pools, outdoor kitchens, firepits, and extensive seating and dining to the top of their wish lists. In warmer climates, indoor spaces extend out to patios for indoor-outdoor living, often doubling the square footage of a home’s eating and entertaining areas. Installing bi-folding and sliding doors that span the full width of a wall can help you seamlessly connect to the outdoors, while large windows are a better option in climates with four seasons.”
According to Food52’s table buyer, Casey Simring, “tablescaping is quickly becoming an art form and medium for self expression. Dinnerware, glassware, even flatware, have all become opportunities to show off your personal style and curation—and the style is no longer your grandmother’s bone china plates.” This year? It’s all about mix-and-match color. “The beauty of a mix-and-match colorful table is that you can grow your collection over time,” Simring says, “adding pieces from different collections to create an eclectic yet stylish tabletop. If you’re nervous, just start with the small stuff: snag a set of mixed color napkins, fun taper candles, or even a mini cake stand. Then work your way up to the tinted glassware and dinnerware styles—I find it’s easier for me to commit to a set of funky color bowls before a full dinnerware set. If you’re intimidated at having to style colors together, start with either warm or cool tones—you’ll be surprised how easy it is to create a palette from there!”